Oh my! What a find! No down payment for a 1/2 acre 4 bedroom, 2.5 bath home in South Tempe neighborhood with a sparkling Pebble tec pool with spa, 2-car garage and large yard area for your enjoyment! Citrus trees, RV Parking, covered patio, fireplace, lush landscape, original owners, cul-de-sac lot…NO HOA! Courtesy of Keller Williams

It is almost impossible to find Markwood North homes for sale like this one with No Money Down!.  A stunning home with new floors, tasteful painting, and an abundance of space. From the expansive master bedroom to the over sized secondary bedrooms with walk in closets, you can lose yourself in this Chandler home. Entertainers will love this layout from the wide entry hall all the way back to the vaulted ceilings in the great room. Enjoy the gourmet kitchen with the large island and more granite counter space then you could ever use. Take the party outdoors to the new salt water pool surrounded by travertine and brand new artificial turf. Courtesy of

Looking for privacy…you have found it. No Down Payment for Luxury abound in this  property that backs to a greenbelt & is across the street from one too. Relax in your resort like backyard sitting on your covered patio & surrounded by citrus trees. Cool off in your sparkling pool w/the tranquil sounds of the water features in the back ground, all on this over 11,000 s.f. lot w/mountain views. Inside you’ll find formal living & dining rooms, beautifully appointed island kitchen w/42 in. cabinets, double ovens, Silestone counter tops, breakfast nook & walk in pantry. Kitchen opens to the large family room which is pre-wired for surround sound. Many upgrades including plantation shutters, over height 3G, RV gate w/extra pad, etc. Plus Gilbert School w/Mesa taxes. Hurry this one won’t last! Courtesy of Coldwell Banker

Fabulous 5 bedroom, plus a loft, 3 bathroom home situated on a N/S corner cul-de-sac lot  for this No Money Down Program. Nicely upgraded with tile flooring laid on the diagonal, granite countertops, stainless steel appliances, and cherry stained maple cabinetry. Spacious floorplan with featuring high ceilings, down stairs bedroom, separate family/living rooms, and formal dining room. Upstairs master with balcony and his-n-hers walk-in closets, loft, separate study area, Beautiful, oversized, grassy, south facing backyard with sparkling fenced pool, water features, stacked stone built-in barbeque area, extended back patio, RV gate & mature landscaping. Extended 3-car garage with epoxy flooring. Courtney of Re/Max

Arizona homes for sale

Thinking about buying your next home with a down payment of 3.5% up to 20% down payment?  Don’t forget the closing costs, moving costs and an extra cushion of a emergency savings that generally can be the most challenging aspect of buyer a home in Arizona real estate market.

Zero down payment home loans used to be popular option when house values were rising and credit guidelines were easier.   The USDA Rural Development Housing loans and VA loans are still available.

Today there is a new no down payment program for real estate buyers in Arizona which includes assistance for closing costs.  The caveat for this exclusive buyer program for today’s borrowers is we still need to provide documentation of adequate income to repay the loan and must have good credit, at the very least a credit score of 640 or higher.

Examples of this No Down Payment Program:

Loan Amount                     Down Payment / Closing Cost (5%)

  • $300,000                             $15,000 Gift
  • $220,000                              $11,000 Gift
  • $185,000                               $9,250 Gift

getting started no money down home loan

How to Qualify for this No Down Payment Home Loan Program

  • Income limit per household is $90,000,
  • Cannot have any ownership interest in any other Mortgage/Deed/Warranty Deed
  • Qualify with a 640 FICO score or higher
  • The Debt-to-income ratio can’t be higher than 45%, No Exceptions!Owner Occupied
  • Not for refinance, Purchases only
  • Other conditions apply
  • Call Manny 480.695.6485 for details



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Exclusive No Down Payment Home Loan Program

Down payment program assist a amount up to 5% of Final Loan Amount.   This is a true Gift/Grant may be part down payment and balance towards closing costs.  Time is of the essence.  This program will last for a limited time.